Hey, guys mark with think insurance. Today we're, going to talk about insurance for college students, so we're, going to kind of answer the who? What where, why, and when type questions. So we're, going to go through that I'm, going to give a few recommendations and in the links below i'll, actually give links to some companies that are very competitive.
Some, if you want to get multiple quotes, I'll, put a link to the company that I work with, but I'll also put a link to like your all states in your state farms and anyone that's. Competitive that I've seen based on my research, so I went through and I basically went and checked a couple of different companies.
I checked some websites checked some blogs checked to see what everybody else was saying because this is kind of generalized across u.s, not just specifically for Michigan. If you want advice on Michigan, just put a comment below or specific states, and I can do a little bit of extra research - I don't mind.
It only takes me a few minutes. So if you're curious about what places are going to give you the best deals and the best rates uh leave a comment below I'll answer them as quickly as I can. I'll. Try to get one or two companies that I would recommend.
So if you're going to college there's, a couple of things that you need to think of answering the who section is like who is this for s? Obviously, college students and parents - if you're going to college there are, a few things that you need to think about, first, being is, am I going to be alone? Am I moving to the state period? Am I never coming back? Sometimes it happens so some students move away and they plan on living there for the rest of their lives and they separate themselves from their family.
They take. The liability risks all of that stuff. So something happens. It falls back to mom and dad. So there's. A couple of different ways that we're going to go through. We're, going to start with the most common one, which is you're under a parent's policy currently, and you're, going to be at a college whether you're on campus Or not on campus, we'll, dig into that a little bit further, the what obviously is car insurance.
So what company are we looking for, which is going to give you the best deals, the best rates who's, going to give you the best coverage as well? So it's, not just getting the best prices. We have to make sure that we're dealing with these a-rated companies.
Otherwise, you're. Just wasting your time. You file a claim takes 12 weeks to get fixed and then you're, just stuck it's, just a pain, a hassle. Nobody wants to deal with it. Why is this important? Well, you tell me why? Because I think it's, expensive and confusing car insurance has always been confusing, even though, if you break it down in its simplest form, it can be simple, but there's a lot to it.
There's. The bodily injury, the property damage, the uninsured motorist, underinsured motorist, med, pay, pip, comprehensive collision. What situation there's, limited torque, full torque? All of these states have different rules and different guidelines, so there's, a lot to learn.